Wednesday, June 25, 2008

Make Online money easily

You too can make money from Internet. But before that you should learn basics of e-business. (Why companies pays us ?, what's the benefit they get by paying us ?, How do they pay & when ? Are they authentic ?) If you are beginner, it will be difficult to learn all these things in one day. You may require step by step guidance. For a good start Join Now. For information on joining, please visit the below Web site:

http://www.browseandgrowrich.com/new-bagr/joinnow.htm

Monday, June 16, 2008

Make money using mginger

Make money using mginger only by receiving message alerts to your cell phone, to do that just login to http://mginger.com/index.jsp to register for receiving money.

Monday, June 9, 2008

How I make money by taking loans


Want to share my experience of investing and savings using debt. Sounds alien? But true. Here it is how I am doing it since the last 6 months:

I am a software professional aged 24.

Since the last two years I am into investment and share trading along with my job. I started from nowhere and I am a person who likes to take risks, manage risks and bring innovative ideas into reality by implementing them myself. So from the last two years I am into share trading and investing. But I never found a way which would give me sure money in the market.

The existence of my industry (IT) is not sure in future. What will happen to the IT industry in the next 5 years is not very clear right now. How long the India growth story will go on, is uncertain. Everything is dependent on monthly pay cheques. I have taken a 3 bedroom flat, for Rs 17 lakhs in Pune and there are other liabilities also. So, how do I manage all this?

I wanted to earn money from the stock market, sure money! After brain storming a lot, I prepared a framework, suitable for my risk appetite, financial position and investment period. Here is what I assumed before preparing my plan.

I fixed my investment horizon for the next 4 years starting from 1 Jan 2008. That is, I was prepared to lock in my investments in the stock markets till 2012.
Assumptions:
~ Software industry & my job will remain for the next 4 years
~ India's growth story will be intact for the next 4 years.

The base for these assumptions is pretty clear as the Indian government is planning projects in every sector like infrastructure, power, education, R&D with a horizon of 4-5 years.

I manage to save Rs 20k monthly (excluding my wife's income of Rs 10K) after paying all expenses from my monthly salary.
If I save the entire amount for 4 years, ie, 48 months, I will end up with Rs 9.6 lakhs with some interest on that @ 4 per cent per annum if I deposit this money in a savings account. (Inflation will eat some part of that also).

When I started I had a small corpus of Rs 1.5 lakhs as cash; I applied for a personal loan of Rs 2 lakhs @ 17 per cent per annum on a monthly reducing balance. This cost me 9.63 per cent flat rate annually.

For that loan I paid Rs 5,774 as installment every month (EMI). On the very first day I had an amount of Rs 3.5 lakhs in hand ready for investment in the stock market. My only aim was to beat the bank rate and inflation as many times and by as much as I could.

So I started booking profits after making a 3 per cent gain on each of my investment. Thus I set a goal of making Rs 300 for every Rs 10k invested per month. That is, Rs 3,000 for every Rs one lakh invested every month. That comes to around Rs 3,600 ie 36 per cent yearly. I did not bother about the stocks that I bought, be it a Reliance or L&T, I sold it after making a profit of 3 per cent. And that profit went into my savings account. I strictly avoided day trading and F&O. So in the recent falls like the ones in September and October, I managed to recover my targets.

Please keep in mind here that I am not competing with the Sensex in terms of returns. That is not my goal. Sensex can return 200 per cent in a year... but my goal is to get 3 per cent monthly.

Now you will want to know how much brokerage I paid for Rs 300 profit. But I never bother about brokerages. At the end of every month I should earn Rs 300 net on my Rs 10k investment. That's all. We put money in bank FDs at 10 per cent; do we bother about their loan rates? They lend our FD money at the rate of anywhere from 12 per cent to 24 per cent. So why to bother about brokerages? That is their business, let them earn too.

And to conclude since the last 3 months I have recovered all my loan amount of Rs 2 lakhs and capitalised it (added to previous total of Rs 3.5 lakhs). Now my capital is Rs 5.5 lakhs today. I am getting another Rs 2 lakhs loan, taking the EMI to Rs 11,548 now. So out of my monthly savings of Rs 20k, Rs 11,548 goes to paying the EMI and the rest in a savings bank account. Now I have Rs 4 lakhs of loan and Rs 3.5 lakhs of my own, taking my capital to Rs 7.5 lakhs to play with in the next 48 months.

Calculate yourself the returns at 36 per cent annualised for 4 years on an investment of Rs 7.5 lakhs. (It takes Anand's annual returns to Rs 2.7 lakhs and after paying for the EMI of Rs 1,38,576 (Rs 11,548*12), the net that he would earn is Rs 1,31,424).

As far as trading for a gain of 3 per cent per month is concerned, my favourite stocks are Neyvelli Lignite, GSPL, JP Hydro, the entire Reliance pack, Kotak Mahindra Bank & Jai Corp. (higher the risk = higher the rewards).

Once again I would like to stress that my goal is to book profit at a minimum of 3 per cent in a month.

Whoever says leveraging (borrowing money from banks and investing it somewhere else, in this case, in stock market) is dangerous in stock market? As per my individual experience, not always! Sometimes it's smart way to earn money. Buy and hold is a time proven strategy, I know. But who has seen the future?

Monday, June 2, 2008

Make Money Online


Online money making systems using your computer at home

Curious to know about what is under web pages, how to make money online ?
Systems like Clickbank, Adsense and other pay per click can help you make money on the internet. It doesn't matter if you already have a few ideas or starting from scratch. You will learn on this site different ways of making money at home, how advertising works, finding the right keywords, optimizing your web pages, how to improve your Page Rank (PR), how to drive traffic to your site, what are the tools available on the web, Systems like Adsense and Adwords, what Clickbank has to offer and how to start creating a successful website that will help you earn cash and make money online. Do like thousands of people and turn your computer to a money making machine. Now as never been a better time to start an internet business and find free money on the web.

Millions of people are surfing the net every day looking for all kinds of services, videos, business opportunities, music, infos like news, sports stats, celebrities profiles, photos and lot more. There is millions of things that people are looking for on the internet. Anything that you can come up with will attract a type of croud. So, that said, one of the first thing to consider when starting an online business opportunity, especially if you want to use systems like Adsense, pay per click system, and attract lots of people, is that anyone who is successful on the web and make money online would strongly suggest that you start with something that you like, that you know and even if you know it well, that is easy for you to keep up-to-date with that subject, research about it simply because you like that subject. So your website comes as a whole and it will be way much easier for you to come up with good news and good content because you will enjoy doing it.

Anyone on this planet needs money, so that is a good start; add some rich and famous theme pictures, big bold sentences like free money on the internet or free online money making opportunity, a lot of colors and flashing light, and you've just created a copy of Las Vegas and a silly dream of making huge money. The reality is that you were just attracted by the flashing lights and you didn't even notice that you were already thinking of getting your credit card and process. All that started from the simple sell pitch that you will be making huge amount of money within days, with no effort, with no extra money at the same time you were blinded by those lights and fake success stories. The thing is, in most of these systems, the money is good but unfortunetly not for you but for the one who is selling you these books, videos and charts.

Anyways you are here for a reason, you clicked this site because you had that in mind and are willing to give it a try and start your online small business. Hopefully this site will help you in your success to financial freedom. And I'll do my best to give you the real facts and tools for you to achieve your goal and make money online.

Using affiliate programs like Adsense is one of, if not the best, ways to make money online. You make money 24/7 at home, while in front of your computer, away from your computer, sleeping, on vacation, etc. Sounds great!?
The facts are that it is exactly like that! It's almost hard to believe and it sounds even a bit phony and too good to be true. But trust me on this one it is like that. But, what you don't know and the ones selling you E-books and subsciptions definitely don't want you to know, is that it needs a setup before the system runs on its own.
You just don't wake up one morning and there is a E-business or Website there with your name on and with thousands of visitors coming through every day. The process of creating and running a successful money making Website is very hard and time consuming. This is why you should do something that relates to you, that way you will enjoy and have fun in the process. But if you take your time and read anything that can help, you will be waking up one day with a nice money making Website.

Time is very important in the process because lots of things on the to do list to achieve a successful Website will take time on its own and there is nothing you can do about it. There are ways to speed up some of the things, but they will still take time on there own to show significant progress. One of the major time consuming process is the traffic that will eventually be driven to your Website. Before people can come to your Website a few things need to be done and the results will eventually lead to an increase of traffic to your Website. Just getting listed in search engines takes time, but a Website at page 243 of the search results has basically no chances at all of getting visitors. So, increasing your search engine page rank will take time on its own. All these can be implemented to speed the things up, but it does not happen overnight.

So before going too excited, quiting your job and throwing your hard earned money away, keep in mind that it is possible but it is hard, it takes time and you will need to learn a lot of things, software, host interface, search engine optimization and anything you can learn that surrounds that subject.

When you get good at everything related to e-business and Web site design and most importantly that your Web site is generating nice income that can provide you with a decent living, then you can start thinking of leaving your in real life job.

Home based Internet Jobs

I spent only Rs.120 and you can also earn a good money.Job is only through
Internet. You can earn Rs.750- Rs. 1000 daily. These are genuine Internet jobs. Only serious enquiries please.

For more details visit http://www.joyson.ecash4all.com